Privacy Policy
Effective Date: September 22, 2026
Wagner Insurance Services (“Wagner Insurance Services,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit www.wagnerinsuranceservices.com, request an insurance quote, communicate with us, or use our services.
Information We Collect
We may collect information that you voluntarily provide, including:
Your name, mailing address, email address, and telephone number
Information submitted through contact, quote-request, or insurance application forms
Information about the individuals, property, vehicles, businesses, or risks you would like to insure
Communications and other information you provide when contacting us
Your preferences regarding email and text-message communications
We may also automatically collect limited information when you visit our website, such as your IP address, browser type, device information, referring website, pages visited, and general website usage information. This information may be collected through cookies and similar technologies.
How We Use Your Information
We may use your information to:
Respond to questions and requests
Prepare insurance quotes and provide insurance-related services
Submit information to insurance carriers, underwriting partners, and service providers as necessary to assist with your insurance needs
Manage client relationships and provide policy-related service
Send administrative, transactional, or customer-service communications
Send text messages when you have provided the appropriate consent
Improve our website, services, and customer experience
Prevent fraud and protect the security of our business
Meet legal, regulatory, licensing, and recordkeeping obligations
How We Share Information
We may share information with insurance carriers, underwriters, insurance-related service providers, technology vendors, and other parties when reasonably necessary to provide requested services, operate our business, or comply with applicable law.
We do not sell your personal information.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text-message opt-in data and consent will not be shared with any third parties or affiliates for their marketing or promotional purposes.
Information may be shared with service providers that support the delivery of our text-message program, such as telecommunications providers and messaging-platform vendors, solely for the purpose of providing those communications.
Text Messaging and SMS Consent
If you provide your mobile number and consent to receive text messages from Wagner Insurance Services, we may send messages regarding quote requests, policy servicing, account updates, reminders, and other insurance-related communications.
Message frequency may vary. Message and data rates may apply. Consent to receive text messages is not a condition of purchasing insurance or receiving services. You may opt out at any time by replying STOP. You may reply HELP for assistance or contact Wagner Insurance Services through our website.
We will use your mobile number and SMS consent only for the purposes described when consent is obtained.
Cookies and Website Analytics
Our website may use cookies or similar technologies to support website functionality, understand how visitors use the website, and improve its performance. You may be able to control cookies through your browser settings. Disabling cookies may affect certain website features.
Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no website, electronic transmission, or data-storage system can be guaranteed to be completely secure.
Data Retention
We retain personal information for as long as reasonably necessary to provide services, maintain business and insurance records, comply with legal or regulatory requirements, resolve disputes, and enforce agreements.
Your Choices
You may contact us to request access to or correction of personal information you have provided. You may also unsubscribe from marketing emails by using the unsubscribe link provided in the message and opt out of text messages by replying STOP.
Certain records may need to be retained when required by insurance regulations, contractual obligations, or applicable law.
Third-Party Websites
Our website may contain links to third-party websites or services. Wagner Insurance Services is not responsible for the privacy, security, or content practices of those third parties. We encourage you to review their privacy policies before submitting information.
Children’s Privacy
Our website and services are not directed to children under 13, and we do not knowingly collect personal information directly from children under 13 through the website. Information about minors may be provided by a parent or legal guardian when necessary for insurance quoting, enrollment, or servicing.
Changes to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with a revised effective date. Your continued use of the website after an update indicates your acknowledgment of the revised policy.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact Wagner Insurance Services by emailing hello@wagnerinsuranceservices.com or contact form available at: www.wagnerinsuranceservices.com
Terms & Conditions
Effective Date: September 22, 2026
These Terms & Conditions govern your use of www.wagnerinsuranceservices.com and any services, forms, communications, or text-messaging programs provided by Wagner Insurance Services (“Wagner Insurance Services,” “we,” “our,” or “us”).
By accessing our website, submitting information, requesting a quote, or using our services, you agree to these Terms & Conditions. If you do not agree, please do not use the website or its services.
Website Use
You may use this website only for lawful purposes. You agree not to:
Submit false, misleading, or fraudulent information
Attempt to gain unauthorized access to the website or its systems
Introduce viruses, malicious code, or other harmful technology
Interfere with the operation or security of the website
Copy, reproduce, distribute, or commercially exploit website content without permission
Use the website in a manner that violates applicable laws or regulations
We may restrict or terminate access to the website if we reasonably believe these Terms & Conditions have been violated.
Insurance Information and Quotes
Information on this website is provided for general informational purposes and does not constitute an insurance contract, guarantee of coverage, or professional legal, tax, or financial advice.
Insurance availability, eligibility, coverage, limits, exclusions, terms, and pricing vary by applicant, location, insurance carrier, and other underwriting considerations. Any quote provided is an estimate and is subject to verification, underwriting review, carrier approval, and the terms of the applicable insurance policy.
A request for a quote, application submission, payment, email, voicemail, website form, or text message does not automatically create, bind, modify, renew, or extend insurance coverage.
Insurance coverage cannot be bound, changed, canceled, or confirmed through the website, email, voicemail, or text message unless you receive express confirmation from an authorized representative of Wagner Insurance Services or the applicable insurance carrier.
The issued insurance policy and its declarations, endorsements, exclusions, and conditions control in the event of any conflict with information presented on this website or in other communications.
Accuracy of Information
You are responsible for providing complete and accurate information when requesting a quote, applying for coverage, or communicating with us. Incomplete, outdated, or inaccurate information may affect eligibility, pricing, coverage, or claims.
You are also responsible for reviewing insurance applications, quotes, policy documents, identification cards, declarations, and other materials for accuracy. Please notify Wagner Insurance Services promptly if you believe any information is incorrect or if your circumstances change.
Insurance Carrier Relationships
Wagner Insurance Services may work with multiple insurance carriers and insurance-related service providers. Insurance products are offered and issued by the applicable carrier, not by this website.
Product availability and appointment with particular carriers may vary. References to an insurance carrier or product do not constitute an endorsement or guarantee that the carrier or product is appropriate for every customer.
Electronic Communications
By communicating with Wagner Insurance Services electronically, you consent to receive responses and documents electronically where permitted by law. Electronic communications may include email, website messages, text messages, and electronic documents.
You are responsible for maintaining accurate contact information and protecting access to your email account, mobile device, and other communication channels.
Electronic communications may not always be secure, immediate, or error-free. Do not use email, website forms, or text messages for urgent requests involving coverage changes, cancellations, claims emergencies, or time-sensitive matters without confirming receipt directly with Wagner Insurance Services.
Wagner Insurance Services SMS Program
Program Description
By opting into the Wagner Insurance Services SMS Program, you agree to receive text messages related to your insurance inquiries and services. Messages may include quote follow-ups, application updates, requests for information, appointment reminders, policy information, renewal reminders, customer-service communications, and other insurance-related updates.
Consent to receive text messages is not a condition of purchasing insurance or receiving services.
Message Frequency and Charges
Message frequency varies based on your insurance needs and your interactions with Wagner Insurance Services. Messages may be recurring while you are an active prospect or customer.
Message and data rates may apply. Contact your wireless carrier for information about your messaging and data plan.
Opting Out and Receiving Help
To stop receiving text messages, reply STOP to any message. You may receive one final message confirming that you have been unsubscribed.
For assistance, reply HELP to any message or contact Wagner Insurance Services VIA PHONE AT 336-334-2944, TEXT AT 336-901-7247 or hello@wagnerinsuranceservices.com.
If you opt out, you may still receive communications through other channels when necessary to service your insurance policies, respond to requests, or comply with applicable law.
Carrier Disclaimer
Mobile carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier and is not guaranteed by Wagner Insurance Services.
Mobile Privacy
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text-message opt-in data and consent will not be shared with third parties or affiliates for their marketing or promotional purposes.
Service providers that help deliver the SMS program may receive information solely as necessary to provide those messaging services.
For more information, review our Privacy Policy above.
Third-Party Websites and Services
Our website may contain links to websites, platforms, insurance carriers, or services operated by third parties. These links are provided for convenience and do not necessarily represent an endorsement.
Wagner Insurance Services does not control and is not responsible for third-party content, availability, security, privacy practices, products, or services. Your use of third-party websites is governed by their own terms and policies.
Intellectual Property
Unless otherwise stated, the website’s design, text, graphics, logos, images, and other content are owned by or licensed to Wagner Insurance Services and are protected by applicable intellectual-property laws.
You may view and print website content for your personal, noncommercial use. You may not reproduce, modify, distribute, publish, sell, or commercially use website content without prior written permission.
Insurance-carrier names, logos, and trademarks belong to their respective owners.
Website Availability
We work to keep the website accurate and available, but we do not guarantee uninterrupted access or that all content will always be current, complete, or error-free.
We may update, suspend, restrict, or discontinue any portion of the website at any time without notice.
Disclaimer of Warranties
To the fullest extent permitted by law, the website and its content are provided on an “as is” and “as available” basis.
Wagner Insurance Services makes no warranties, express or implied, regarding the website’s availability, accuracy, reliability, suitability, security, or fitness for a particular purpose.
Nothing in this section limits any rights that cannot legally be limited or excluded.
Limitation of Liability
To the fullest extent permitted by law, Wagner Insurance Services and its owners, employees, representatives, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of—or inability to use—the website or its content.
This includes losses resulting from website interruptions, transmission errors, reliance on general website information, unauthorized access, third-party content, or delayed or undelivered electronic communications.
Nothing in these Terms & Conditions excludes or limits liability where doing so would be prohibited by law.
Privacy
Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect personal information. Privacy policy shown above.
Governing Law
These Terms & Conditions are governed by the laws of the State of North Carolina, without regard to conflict-of-law principles.
Any dispute relating to these Terms & Conditions or the use of this website will be handled in a court of competent jurisdiction located in North Carolina, unless applicable law requires otherwise.
Changes to These Terms
We may update these Terms & Conditions periodically. Updates will be posted on this page with a revised effective date.
Your continued use of the website or services after revised terms are posted constitutes your acceptance of those changes.
Severability
If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions will remain in effect.
Contact Us
If you have questions about these Terms & Conditions, contact Wagner Insurance Services at:
Website: www.wagnerinsuranceservices.com
Phone: 336-334-2944
TEXT: 336-901-7247
Email: hello@wagnerinsuranceservices.com